Wait Time: 3 Minutes  |  Available: 5 Agents
Payments Made Simple

Merchant Accounts & Online Payment Gateway

Credit card processing for small businesses and global eCommerce brands — online, in-store and on the go, with fraud prevention tools and hundreds of integrations.

Card Processing
Payment Gateway
POS & Mobile
eCheck & ACH
Recurring Billing
Business Funding
  • Apply online in 5 minutes
  • Dedicated account specialists
  • Fraud & chargeback protection
Visa, Mastercard, American Express and more

Talk to a Payment Expert

Takes less than 5 minutes. An agent will reach you by call or email.

Please enter your name.
Please enter your business name.
Please enter a valid email.
Enter a valid phone.
Or call +1 (617) 616-8547
Secured by SSL 256-bit SSL secure

Trusted processing partners & gateways

Payment partner
Paysafe
Chargeback Expertz
Authorize.net
Paysoft
Payment partner
Paysafe
Chargeback Expertz
Authorize.net
Paysoft
Total Revenue $48,295.60
12.4% This week
$9,840
MonTueWedThuFriSatSun
Recent paymentsView all
  • Card paymentVisa •••• 4821
    +$249.00
  • eCheck / ACHBank transfer
    +$1,120.00
  • Tap to payPOS terminal
    +$86.50
5 MinOnline application
24/7Live support

The Best Payment Processor for Small Business

We don't just help with payment processing… we excel at it. Payment Guru is a disruptor in the payment industry, bringing you fraud prevention tools, advanced payment gateways and hundreds of integrations.

Get a side-by-side cost savings analysis and expert help choosing the right terminal and POS system from hundreds of options. Our reps are standing by to help your business start accepting payments.

Fraud prevention tools
Hundreds of integrations
Cost savings analysis
Dedicated specialists
Start Accepting Payments

Everything You Need to Get Paid

One partner for processing, gateways, check payments, websites and funding.

Payments Integration

Accept online purchases on your website and collect payments by eCheck, credit & debit cards and more — with minimal technical integration.

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Merchant Services

Multiple payment acceptance methods for businesses of any size — POS, countertop terminals, mobile readers and online processing.

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Complete Check Processing

ACH and eCheck acceptance, recurring billing and direct deposits through one online platform — with approval in under 5 minutes.

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Business Funding

Fuel your growth with business loans, merchant cash advance (MCA) and business lines of credit tailored to your cash flow.

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Website Design & Development

Responsive, conversion-focused websites built with payments in mind — so your customers can check out smoothly on any device.

Get Started

Quick Steps to Credit Card Processing

01

Apply Online

Complete the online application process — it takes just 5 minutes.

02

Get a Quote with Industry Evaluation

You'll hear back from one of our agents via call or email.

03

Start Accepting Payments

Our boarding team will help you get set up in the quickest manner.

Solutions Built Around Your Business

Store #12
Amount due $24.50
Tap, insert or swipe
•••• 4821
RECEIPT

Coffee x2$9.00

Bagel$15.50

Total$24.50

ApprovedPaid in 2 sec
FreeTerminal options

Low processing fees & free equipment options

POS systems, countertop terminals, online processing, free terminal and mobile reader options, and PCI compliance support — everything a growing store needs.

Apparel Home Goods Moving Companies Parking Garages Pet Supplies Beauty Products Books / CDs / DVDs Auto Parts
yourstore.com/checkout
Premium BundleQty 1
$129.00
4821 •••• •••• 9910
12 / 28
•••
Pay $129.00
Secured & PCI compliant
Active
Monthly plan $49/mo
Renews automatically
Order paidPayment successful

Built for higher ticket sizes & recurring revenue

Shopping cart integrations, recurring billing and tools to reduce declined transactions — ideal for businesses with larger average transactions.

eCommerce Subscription Accounting Drop Shipping Document Preparation High Volume Property Management SEO Services Web Design

Works With the Platforms You Already Use

ShopifyShopify
WooCommerceWooCommerce
BigCommerceBigCommerce
MagentoMagento
WordPressWordPress
PrestaShopPrestaShop
OpenCartOpenCart
VolusionVolusion
3dcart3dcart
EcwidEcwid
ZenCartZenCart

Authorize.net

One of the most well-known and widely used payment gateways on the market.

USAePay

Access a range of APIs for payments and automation.

NMI

Customizable eCommerce gateway integration for your store.

Secure, Simple & Supported Payments

PCI Compliance Support

Stay compliant and protect your customers' card data.

Fraud & Chargeback Tools

Advanced screening to keep disputes and fraud low.

Recurring Billing

Automate subscriptions, memberships and installments.

Virtual Terminal

Take payments by phone or email from any browser.

Free Terminal & Mobile Reader

Get equipment options at no upfront cost.

Live Support

Dedicated specialists, practically available 24/7.

PCI
Fraud
Recurring
Terminal
Reader
Support
100% Secure payments

What Our Merchants Say

“Customer service is outstanding and is often accompanied by patience. The team walked us through every step and made the setup effortless.”

VR
Vernon RyanNational Enterprise Consultants

“Getting a payment processor was a complicated process for us. Payment Guru's team helped us through it and got us up and running.”

SV
Shawn VarugheseZen Boards LLC

“Highly recommend! Their support is practically available 24/7 and they always find a solution quickly.”

AR
Aleks RadovicMY Techion Inc

Frequently Asked Questions

Still have questions? Our team is happy to help.

The online application takes about 5 minutes. After you submit, one of our agents will reach out via call or email with a quote and industry evaluation.

Credit and debit cards (Visa, Mastercard, American Express and more), eCheck and ACH payments, recurring billing and direct deposits.

Yes. We integrate with Shopify, WooCommerce, BigCommerce, Magento, WordPress, PrestaShop, OpenCart, Volusion, 3dcart, Ecwid and ZenCart, plus gateways like Authorize.net, USAePay and NMI.

Yes. We help you choose from hundreds of terminal and point-of-sale systems, with free terminal and mobile reader options available.

Yes. Payment Guru provides credit card processing solutions for global eCommerce businesses, for both domestic and international merchants.

Ready to start accepting payments?

Apply in 5 minutes and get a custom quote from our payment specialists.